How does the Zelle Scam Paranoia Score work?

Enter your paranoia points count and optionally a name or label, and you get a tier and a caption based purely on the number.

How is my tier decided?

Your tier is based purely on how many paranoia points you enter, from the calmest tier up to the top tier at the high end.

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How suspicious are you of every unexpected Zelle request now?

Paranoia Points counted

What triggered the suspicion?