How does the Inheritance Spending Fantasy Score work?

Enter your fantasy points count and optionally a name or label, and you get a tier and a caption based purely on the number.

How is my tier decided?

Your tier is based purely on how many fantasy points you enter, from the calmest tier up to the top tier at the high end.

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How elaborate is your imaginary plan for a windfall inheritance you don't actually have?

Fantasy Points counted

What's the imaginary plan mostly for?