How does the Borrowing Money Guilt Score work?

Enter your guilt points count and optionally a name or label, and you get a tier and a caption based purely on the number.

How is my tier decided?

Your tier is based purely on how many guilt points you enter, from the calmest tier up to the top tier at the high end.

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SYSTEM ENGINE ACTIVE

How guilty do you feel about the money you still owe?

Guilt Points counted

Who'd you borrow from?